Planning a Commercial Purchase With an ALTA Land Survey

Aerial view of a commercial property showing buildings, access roads and surrounding land for an ALTA land survey

An ALTA land survey does the most for a commercial buyer when it starts early, not the week before closing. Buyers who wait often get the finished survey too late to act on what it shows. By then the closing date is close, and there’s little room to ask questions or adjust the deal.

This matters for commercial purchases across North Dakota, where a single deal can involve property in more than one community. A buyer might look at a building in Fargo and a lot in Bismarck in the same season. Each one may sit in a different county with its own recording office and its own local professionals. Planning around that keeps the purchase on track.

Start the ALTA Land Survey Before the Purchase Timeline Gets Tight

The survey belongs in your early planning, back when you first set the review period. Most commercial contracts give the buyer a window to look into the property before the deal becomes final. An ALTA land survey takes time to complete, so the sooner you order it, the more of that window you keep for reading and reacting to it.

Fieldwork and drafting don’t happen overnight. A surveyor has to schedule the site visit, take the measurements, pull records and prepare the drawing. Order late, and the survey may reach you with only days to spare. That’s rarely enough time to raise a concern with your attorney or lender and still close on schedule.

Timing ties into the rest of your steps too. Your lender may want the survey before it finalizes the loan. Your attorney may need it to finish the title review. When the survey runs late, those tasks back up behind it.

North Dakota adds a coordination step that’s easy to miss. Commercial deals here often reach across different towns, so you may work with title, legal, lending and surveying professionals who each cover a different area. Lining them up takes a few extra days. Build that into your plan so the survey doesn’t become the thing that holds up closing.

Give the Surveyor the Property Information Before Fieldwork

A surveyor works better with the property’s records in hand at the start. The more the surveyor knows about the parcel and the deal before heading out, the more useful the finished drawing will be.

Providing title documents before the survey begins helps the surveyor do the job right the first time. A title commitment, prior deeds, recorded easements and any older survey all tell the surveyor what to look for on the ground. Without them, the surveyor may miss something a record would have flagged.

This is where the buyer, title company, lender, attorney and surveyor need to talk to each other. The title company usually holds the commitment and the recorded items tied to the property. The attorney knows the deal terms. The lender has its own requirements. When those pieces reach the surveyor early, the survey reflects the full picture instead of a partial one.

Set expectations early as well. Tell the surveyor what the property is, what you plan to do with it and when you need the drawing.

Match the Survey Scope to the Property You Are Actually Buying

Before you order, ask a plain question. What do we need this survey to tell us for this deal? Commercial properties differ a lot. A small retail lot, a warehouse with loading areas and a multi-building site each raise different concerns. The survey should fit the property in front of you, not a generic list.

Ordering the same scope every time can leave gaps or add work you don’t need. A buyer planning to keep a building as-is has different questions than one planning to add on or change the use. Thinking through your real requirements first helps you request a survey that answers them.

Other people on your team may shape the scope. Your lender might require certain items to fund the loan. Your title company may want the survey to speak to specific recorded matters. If an architect or engineer is already involved, they may need particular details for their own work. A short talk with them before you order points the survey in the right direction. 

Use the Completed Survey During Your Acquisition Review

Getting the survey back doesn’t mean filing it away until closing. This is the point where the document earns its place. Read it next to the title commitment, the loan terms and the rest of what you’re weighing before you commit.

Look for anything that doesn’t line up. Does the boundary match what the listing described? Do the recorded items on the title commitment show up where you expected on the drawing? Questions like these are what the review period is for. Catching them now beats catching them after you own the property.

Some questions the survey raises will point you to another professional. An ALTA land survey gives you survey information. It shows the ground, the boundaries and the visible features. It doesn’t answer legal, title, environmental, zoning or financing questions. Those belong to your attorney, title officer, lender or the right consultant. The survey often tells you which question to ask and who to ask.

Don’t expect more from the survey than it can give. It won’t tell you on its own whether a property will work for your business. It gives you solid ground to stand on while the rest of your team weighs the parts that fall to them.

Resolve Survey Questions Before the Commercial Purchase Moves Forward

Unresolved questions are easier to handle while you can still act on them. Once the deal is done, your options narrow. During the review period you can ask, negotiate or walk away. That’s the time to clear up anything the survey brought up.

A short list helps. Write down each question the survey raised and note who should answer it. Some go to the surveyor. Some go to the title professional, the attorney or the lender. Working through that list keeps items from slipping past you in the rush toward closing.

For buyers purchasing commercial property anywhere, build enough review time into the schedule to do this well. Deals that span different communities can take longer to coordinate, since answers may come from professionals in more than one town.

An ALTA land survey does the most when it becomes part of how you review a purchase, not just a form you sign at closing. Order it early, feed it the right records, scope it to the property and read it closely with your team. That’s how it helps you decide before the deal is final.

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Surveyor

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